How does this retirement calculator work?
It projects how your current savings, yearly pay, contribution rate, and employer match could grow from your current age to your chosen retirement age.
Retirement Calculator
Start with age, pay, and what you already saved. Fine-tune anything else when you want.
At age 65, you could have
$0Feels like $998,166 today·40 years to grow
Growth path
Hover or tap any year.
Projected
You invest
$583/mo
10% of your pay
Company adds
$175/mo
extra money from work
Retirement paycheck
$7,347/mo
rough monthly amount
Want taxes, Roth IRA, and life events included?
Turn this estimate into your full Capid plan.
Assumes 7% average yearly growth and 2% yearly inflation. Markets move up and down. Educational estimate, not financial advice.
Behind the number
How this retirement calculator works
Add your age, yearly pay, and money already invested. The calculator combines those numbers with how much you invest from each paycheck and any money your employer adds.
Your result shows a projected balance at retirement, what that balance could buy in today's dollars, and a rough monthly retirement amount. Change any input to see the result update immediately.
This estimate assumes 7% average yearly growth and 2% yearly inflation. The monthly retirement amount uses 4% of the projected balance per year. Real returns, fees, taxes, and withdrawals will change the outcome.
Retirement calculator questions
What growth rate does the calculator use?
The estimate assumes 7% average yearly growth and 2% yearly inflation. Markets move up and down, so actual results will differ.
How is the monthly retirement income estimated?
The calculator divides 4% of your projected retirement balance across 12 months. It is a rough planning estimate, not a guaranteed paycheck.